Retirement is personal. You've worked hard to save and invest your money and now it's time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Athena Wealth Solutions is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
Planning Process
Retire with Confidence.
Our three-step planning process works to help identify and implement suitable financial strategies for helping our clients meet their needs and achieve their goals and objectives for retirement.
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life
Liquidity
Limited access to assets to meet life's unexpected financial needs
Inflation
Reduction in real purchasing power as the result of increasing cost of living
Market
Unexpected reduction in the value of financial assets at the time of withdrawal
Mortality
Loss of financial assets as the result of a partner's or spouse's death
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
College Funding
Make the investment in your child or grandchild's future with the gift of college education through life insurance.
Income Planning
Design an income plan that delivers dependable income and financial security throughout your retirement.
Long-Term Care Planning
Ease the financial and emotional toll of long-term care with early planning so you can retire with peace of mind and dignity.
Legacy and Estate Planning
Protect your estate and loved ones from unnecessary taxation and probate with proactive estate planning strategies.
Retirement Savings Optimization
Increase you or your loved one's future retirement income with a tax-efficient, capital leveraging strategy.
Social Security Optimization
Understand the benefits you are entitled to and how to maximize Social Security income in retirement.
Tax Planning
Establish tax planning strategies today for greater tax efficiency and financial flexibility later in retirement.
Medicare
Incorporate Medicare into your retirement plan to ensure dependable healthcare coverage and financial security.
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Team
Read about the advisor and staff and learn the history of the business. See contact information for each person and click to email or call individuals in the business.
Lindsey Lan Nguyen, Founder and CEO – Athena Wealth Solutions
- •Over 20 years of experience in the Insurance & Financial Services industry.
- •A well respected industry leader in life insurance marketing, innovation and distribution.
- •Top Producer in previous Independent Marketing Organizations.
- •Former Retirement Specialist for the City of Seattle.
- •Former Human Resources Specialist in the Bay area.
- •Published Author and Trainer.
Athena Wealth Solutions is a financial services marketing company dedicated to serving the needs of families, individuals, and businesses throughout the United States by helping them to achieve financial independence. We're committed to helping people to create, grow, and protect their wealth by empowering them with knowledge to make informed decisions.